Calculator values remain local; clearly labelled Google ads use separate browser and network data under the published consent choices.
Amounts are processed in this browser page and are not sent to a FinanceScanner server, Google ads or advertisers. Reloading clears unsaved page inputs. Explicit device saves stay in this browser until deleted or browser data is cleared; they are not encrypted. Cloud copies exist only after a separate successful account-save action.
JSON, CSV, print and device sharing happen only after your explicit action. You control and protect exported copies.
When enabled, Google sign-in offers manual storage of up to three calculation assumption files. It does not auto-save, share with providers or offer Apple sign-in.
Pages with a labelled advertisement load Google AdSense. Google and participating vendors may use cookies, local storage, web beacons, IP addresses, the page URL and other identifiers to deliver, measure and protect ads. They do not receive FinanceScanner calculator values, local search text or exported files.
Depending on consent, region and Google settings, ads may be personalized, non-personalized or limited. Review how Google uses partner-site data and Google ad settings.
Google's certified consent message is published for the EEA, UK and Switzerland, and a US state privacy message is active. Use Ad and privacy choices to review the available controls. Refusing optional personalization does not block the calculators or learning library.
Affiliate partner transfer, payment, financial application and free-form support intake are not active in this educational release.
trust · human review pending
Calculator inputs remain in page memory unless the user explicitly exports or later chooses an enabled account save.
Safe next action: Keep identity, account and payment details out of every input. Open related page
Learning examples should use invented numbers and avoid names or account identifiers. Local calculations and optional account saves have different data paths; inspect the active save choice instead of assuming everything stays on-device.
Reading an example requires no bank account number. Choosing an explicitly enabled cloud save is a separate action from changing a calculator input.
Does local-first mean every optional feature is guaranteed to remain offline?
No. Account saves can use a server when enabled and deliberately chosen; read the active data notice.
Common mistake: Do not put passwords, identity documents or raw bank statements into calculation labels or search text.
Examples are invented educational scenarios, not provider quotes, forecasts or tax rates.
People using the KR educational release who want to understand a money decision before contacting a provider.
This is not a personal recommendation, provider quote, eligibility decision, tax opinion or legal opinion.
Reading an example requires no bank account number. Choosing an explicitly enabled cloud save is a separate action from changing a calculator input.
Scope: Initial educational scope: Republic of Korea (KR), KRW and English interface. Provider, tax and legal rules are not inferred.
Author: FinanceScanner educational content
Review: Automated structure checks only. Human financial and language review not completed. Listed sources are background references, not claim-by-claim approval.
Next review: 2027-02-28
trust · human review pending
A user-directed export creates a copy controlled by the user; local held data can be forgotten without contacting a provider.
Safe next action: Delete held scenarios and exported files from the device when no longer needed. Open related page
Export creates another copy with its own lifetime. Forgetting an in-app scenario, deleting an account record and deleting a downloaded file are separate operations and should be verified separately.
A fictional scenario is exported to JSON and then removed from the app. The downloaded JSON still exists until it is deleted from the device or its backup location.
Does removing the in-app record erase the exported file?
No. The user controls that separate file and any copies made from it.
Common mistake: A local delete action must not be described as erasing every cloud or downloaded copy.
Examples are invented educational scenarios, not provider quotes, forecasts or tax rates.
People using the KR educational release who want to understand a money decision before contacting a provider.
This is not a personal recommendation, provider quote, eligibility decision, tax opinion or legal opinion.
A fictional scenario is exported to JSON and then removed from the app. The downloaded JSON still exists until it is deleted from the device or its backup location.
Scope: Initial educational scope: Republic of Korea (KR), KRW and English interface. Provider, tax and legal rules are not inferred.
Author: FinanceScanner educational content
Review: Automated structure checks only. Human financial and language review not completed. Listed sources are background references, not claim-by-claim approval.
Next review: 2027-02-28